If you answer an unfamiliar call and they ask the above question the only answer is to hang up. Scammers are trying to get you to say “Yes.” By letting a scumbag record your voice saying yes, you open yourself to some major hacking and identity theft.
This one is obvious and if you are aware every time you answer the phone you can stay safe. But there are many much more subtle ways for identity thieves to hack you and steal cash from your bank account, order merchandise on your credit card, and cause you an endless spate of frustration. Be aware if a caller asks any of the following questions:
- Hi, this is Stan from New Jersey, to whom do I most happily have the pleasure of which to speak to you most definitely.
- I have $100,000 you won is a sweepstakes. May I have your bank account number and password to deposit it for you?
- Your mother says for you to give me your social security number. What? Oh yes I know, she contacted me from beyond the grave.
- This is your grandson, I need $500.00 for bail! Which grandson? Which one do you think? Correct-a-mundo!
One particularly sinister scam is so brilliant that I myself, a sophisticated man of extraordinary intelligence, may have recently became a victim. Be aware if you get this call:
“Allo my friend. I am a Nigerian Prince in exile. I have $5 Million i can’t get out of the country. Give me your bank account, password and Social Security number and I will test the connection by transferring your money to me and then immediately send you the $5 Million. I only ask that you return half to me. That’s $2 1/2 Million dollars for your trouble.”
But really, the Prince was so sincere I still feel the money is on the way. How can anyone say no to that fabulous of a life-changing offer?